PPN.Homes

1. ZERO INHERITANCE TAX FOR RESIDENTS

Unlike USA (40%), UK (40%), Australia (0% but complex), Cyprus residents pay 0% tax on inherited property. — Family wealth preservation — Multi-generational wealth planning — Obtain permanent residence + invest property + leave tax-free

2. ECONOMIC & POLITICAL STABILITY

  • EU Member since 2004 (full regulatory protection)
  • Currency: Euro (€) — no exchange rate risk
  • Legal System: Common Law (English-based)
  • Credit Rating: Investment-grade (Moody’s: Ba1)

3. HIGH RENTAL YIELD

  • Average Yield: 4-6% per annum
  • Strong demand from tourists, expats, students
  • Airbnb Market: 6-8% yields possible in tourist areas
  • Long-term Rentals: 3-5% yields with stability

4. CAPITAL APPRECIATION

  • Historical Growth: 3-5% per year (2010-2023)
  • Strong Demand: British retirees, EU investors, Arabs, Russians
  • Supply Constraints: Limited building land, quality developments
  • COVID Effect: Remote workers created new demand (+15-20%)

5. GOLDEN VISA & RESIDENCY

  • Investment: €300,000 minimum in residential property
  • Holding Period: 3 years minimum
  • Residency: Automatic right to permanent residence
  • Family: Spouse + 2 children covered
  • EU Access: Right to live, work, study in EU countries

6. DOUBLE TAXATION TREATIES (68+ COUNTRIES)

  • Coverage: USA, UK, Canada, France, Germany, Russia, UAE, China, etc.
  • Benefit: Pay tax in Cyprus, not in home country
  • Rental Income: Often taxed only in Cyprus (0% for non-residents)
  • Dividends: Reduced rates (typically 5-10%)

7. LOW PROPERTY TAXES

  • Annual Property Tax: 0.1%-0.9% of cadastral value
  • Transfer Tax: 0%-5% (depends on price bracket)
  • No VAT on Resale: Unlike many EU countries
  • Maintenance Costs: Lower than Western Europe

8. EU CITIZENSHIP PATH (Premium Option)

  • Investment: €500,000+ can lead to citizenship
  • Benefits: Visa-free travel to 190+ countries
  • Family: All benefits transfer to spouse and children

9. SIMPLE PURCHASE PROCESS

  • Timeline: 3-6 months from offer to registration
  • Foreign Ownership: Fully allowed (except state land)
  • No Quotas: Unlimited purchases
  • English Language: All contracts available in English
  • Professional Support: English-speaking lawyers, agents, bankers

10. STRATEGIC LOCATION

  • Proximity: 4 hours to Europe, 3 hours to Middle East
  • Trade Hub: Gateway between EU, Middle East, Africa
  • Digital Hub: Growing tech sector, startup ecosystem
  • Tourism: Major destination (3.9 million tourists/year)

11. CURRENCY & POLITICAL RISK MITIGATION

  • Euro Safety: Stable currency, no devaluation risk
  • EU Stability: Legal framework, predictable changes
  • No Political Risk: EU standards, rule of law
  • Exit Strategy: Easy to sell to EU or international investors

12. LIFESTYLE BENEFITS

  • Climate: 320 sunny days/year
  • Healthcare: EU-standard medical care
  • Education: Quality international schools
  • Expat Community: 20%+ of population
  • Beaches, Mountains: Diverse recreation

13. PROFESSIONAL INFRASTRUCTURE

  • Banks: International banking (Deutsche, Barclays, Eurobank)
  • Lawyers: Experienced in international real estate
  • Accountants: Tax optimization strategies
  • Property Management: Professional rental management companies